Our vast network of partnerships with hardware, software & payment gateway providers means your business will be provided with the processing solution that fits all your needs.

Credit Card Terminals & Hardware

It makes life much easier when you can work with reliable hardware. PolyPay has several options available for our customers when it comes to processing credit cards.

Our terminals and hardware are encrypted and PCI compliant to ensure the security of your customer’s card information. Many of our options are also EMV ready, which helps to prevent fraud at the point-of-sale and shifts the liability of chargebacks away from your business.

Let us know what other features you would like when accepting cards – PIN debit, next-day funding, auto batch, contactless payments – we can make it happen for you. Our hardware comes with 24/7/365 support through a dedicated team ready to help you out in any situation.

Virtual Terminals & Payment Gateways

In the midst of today's ever-changing technological landscape, we understand that you may be looking for a web-based solution to accept credit cards.

Our payment gateways (also called virtual terminals) are accessible by web-connected devices without any software or downloads, and they allow you to process payments at the office or in your own home. What’s also great about our various payment gateways is the flexibility in capabilities that we can provide, including recurring payments, next-day funding, auto-batch times, Level III processing and fraud prevention settings. Make sure those who need access, get access with the ability to add multiple users to your gateway account.

Need to integrate to a 3rd party program? We can plug in to your e-commerce website or payment acceptance tool like Quickbooks or Authorize.net to allow you to take payments without having to switch your current processes.

We also offer point-to-point encrypted (P2PE) card readers to accept card-present transactions wherever you process your payments. And at the end of the day, you can manage the productivity of your business with a robust back-office payments manager.

Mobile Readers

Accepting payments on-the-go will be a game-changer for your business. This is a perfect solution for mobile merchants like lawyers, transportation providers, contractors, musicians, plumbers, food trucks and flea markets, among many others.

Be able to accept payments on your own smartphone or tablet wherever you are, but don’t sacrifice security. Our mobile card readers have point-to-point encryption and send tokenized card data that can only be decrypted by our processor.

The readers also provide you with swiped card-present rates so you can save extra money. We have options available for iOS and Android platforms with either Bluetooth or audio-jack connectivity. Our EMV-ready mobile solutions will put your business ahead of the curve when accepting payments and remove the liability associated with chargebacks.

Gift & Loyalty

Be ready to attract more customers to your business with gift card and loyalty programs. Research shows that customers will typically spend more than what a gift card is worth, and it can also drive repeat visits if the customer is satisfied with their purchase. Plus paper gift certificates are so old school and hard to keep track of.

Our programs can be personalized to accommodate budget-conscious or large quantity orders. Standard card designs are available, or we can create custom cards special to your business if you provide us with a design template. These cards are compatible to use on many different credit card terminals and POS software, and can also be supported at multi-location businesses.

Our back-end reporting will give you all the analytics to gauge how well your specific gift card program is performing. Give your customers a reason to return and spend more money at your business.

Have a gift card program already in use at your business? We can convert programs from other gift card providers if certain conditions are met. Reach out to us to find out how we can switch your program to our services.

Proprietary POS Software

We decided to develop our own proprietary POS software in 2016 after partnering on a solution for a large international concessions provider. This opportunity afforded us the insight to develop a solution that is simple, powerful and scalable. Our enterprise, cloud-based POS software is hardware and software agnostic so that our customers can readily connect their applications to our solution. This software is ideally suited for multi-location, quick serve restaurants or franchises. Connect with us today to learn more.

POS System Integration

Want to keep your current point-of-sale (POS) system but use a different processing partner you can trust? We can integrate our processing services into numerous POS systems without a problem. No need for you to spend hundreds to get new equipment – we’ll plug into your POS system backend without you even noticing a change to how you run your day-to-day operations.

Customized Processing Solutions

Finding the right processing solution for your business can be a difficult decision, especially if you don’t fall into a normal business category like retail or restaurant. If you don’t see a listed solution on our site that works for your business, reach out to us! We want to work with you to determine which program will ideally fit your business type and processing needs.